By selling to a cash buyer, you will not only (potentially) save your credit by avoiding foreclosure, you’ll also see the money from the sale in your bank account right away.
Your all-important credit score, which affects all parts of your financial life- including your ability to rent or buy another house- will remain clean. Selling to a cash buyer means you will settle your debts in time, avoiding black marks on your credit. Plus, you will walk away with money in your pocket. The alternative, letting your house go to foreclosure, means your credit will be wrecked, AND you’ll have no house or money for it at the end of the day.
However, before picking a cash buyer, you need to ask questions to uncover prevailing market conditions. That is, before selecting a cash buyer, ask questions to learn the factors that are likely to influence the value of your home.
Buy My House for Cash in Tampa, FL: The Plan
The first step in selling your Tampa house fast to someone else with a “buy my Tampa FL house for cash” offer, is to come up with a game plan.
There are three questions you need to ask yourself as you go in this direction.
1. How fast do you need to sell?
This is the most important decision you need to make… at the end of the day, the amount of time you can wait between deciding to sell and closing really dictates what choices you have. The more time you have… the more options are open to you.
If you have less time… your options are fewer… but don’t despair, a house is a valuable asset and there are ways to get it sold.
If you need to sell in less than 2 months or less, you probably don’t have the time to list your house with an agent. An agent will need most of that time just to get the deal closed after finding a buyer. You’ll likely have to try to sell the house yourself (if you know how to) or sell your house to a local professional house buyer like You Pay Zero Tampa (or you can call us at (813) 686-5404 and we can make you a fast-fair all-cash offer on your Tampa area house).
2. How much do you need to sell your Tampa house for?
Note that above it says “how much do you need” to sell for. If you’d like to sell your house for full retail… but you have to sell your house fast and can’t afford to list it with a real estate agent… the next step is determine what you need to get out of your house sale.
That’ll help guide you to your true options for selling.
If the price you “need” to get doesn’t leave room for a real estate agents commission… you may need to look at selling the house For Sale By Owner, or getting an offer from a local real estate house buying company like us… to see if that gets you closer to where you need to end up.
On the flip side… if you need near full-retail value and you can wait it out for a retail buyer to come along who can pay that price… by all means, list your house on the MLS. It’s a long process to list on the MLS, and to be honest its a lot of work, but at the end of the (long) process you’ll probably walk away with the most money.
But let’s be real, not everyone has the luxury (and the cash reserves) to sell on the MLS. Life throws curveballs and you still have to take the swing. So, if you don’t have the time, or the cash, or both… consider talking to us for a fast cash offer on your house (we can make you an offer in less than 24 hours and close in as little as 7 days if you need to, with all cash). We’ve been buying houses here in Tampa for years and we take pride in our reputation. We will (for free) give you a full, fair evaluation of your home’s value, talk you through the options, and give you clear, easy to understand options. We’ll also tell you if we think you can do better with another method. After all, people talk. We wouldn’t be around long if we didn’t deal fairly with local homeowners.
3. Look into your options and take action!
Like I mentioned above, if you’re looking for someone who can say “yes”! when you ask them to “buy my Tampa FL house for cash”… the main things you need to determine yourself are:
- How fast you NEED to sell
- How much you NEED to get out of the sale
Once you know the answer to those questions… use the options below as a quick guide to help you decide which options may work for you in your Tampa house sale.
- Real Estate Agent: A good choice if you can wait 3-6 months to sell AND can afford the 3-6% in commissions on the sale, marketing expenses, staging, and repairs to get the house to retail level. If you can swing all of the above, going with an agent will likely get you your highest price on your property.
- Local Real Estate Investor / House Buyer: If you need to sell fast, we can buy your Tampa house in as little as 7 days. We won’t be able to pay full-retail on your house… but we don’t charge any fees at all. That list of things you pay above doesn’t apply here. You don’t need to do any marketing, repairs, pay commissions, or deal with listing on the MLS. What we offer you is what you walk away with. If you value your time and a quick sale more than making a few extra bucks 6 months from now… call us today at (813) 686-5404 or click the link below to fill out our online fast offer form.
- For Sale By Owner: If you can wait 3-6 months to sell but can’t afford the 3-6% in commissions to an agent, you may want to try to sell it yourself. Fair warning, it’s a LOT of work to sell to a retail buyer, thats why agents get paid so much.
- Talk To Your Bank: If your mortgage is “underwater” or you’re facing foreclosure… your first step may be to talk to your bank. Give them a call and ask if they have any mortgage relief programs. Some banks offer assistance, or can at least point you in a direction towards resources that may help you.
We can help you strategize how to sell your Tampa FL house fast. Give us a call at (813) 686-5404 for help selling your house fast, or fill out our form to see if your property qualifies for a fast, fair all-cash offer.
There are several reasons why you may be thinking “buy my Tampa FL house for cash – please let it be that simple” (and it can be). Regardless of what direction you ultimately decide to take, we would love the chance to make an offer on your house. Even if you tell us to take a hike we are happy to use our years of professional real estate experience to help you sell your house – we’re local, and we’re here for the long run.